Foreclosure help · Confidential
Stop foreclosure in Memphis — before it wrecks your credit.
If you've received a notice of default or sale, you still have options. We buy homes fast, pay off your lender directly, and protect what you've built.
4.9/5 from 217+ Memphis sellers
- ✓No repairs, no cleaning
- ✓No agent commissions
- ✓Close on your date
- ✓Fair, market-based offers
Google 4.9/5
217+ reviews
500+ homes
purchased locally
Memphis-based
team since 2012
BBB A+
accredited
How it works
Three simple steps. Sometimes just seven days.
01
Tell us about the house
Fill out our quick form or call us. Takes about 2 minutes — no obligation, no fees.
02
Get a fair cash offer
We evaluate the property using local Memphis comps and present your no-obligation offer within 24 hours.
03
Close on your date
Accept the offer and pick your closing day. We close at a local reputable title company and pay all costs.
Compare your options
Cash offer vs. listing on the market.
The list price isn't the take-home price. See how a direct cash sale actually compares.
| Feature | Just Home Buying | Listing with agent | For sale by owner |
|---|---|---|---|
| Commissions & fees | $0 — none | ~6% + closing costs | 3% buyer agent typical |
| Repairs required | None — we buy as-is | Often required to list | Buyer usually demands them |
| Showings & open houses | One walkthrough | 20–40+ showings | You host every one |
| Time to close | As fast as 7 days | 60–90 days average | 90+ days, if it closes |
| Certainty of sale | Guaranteed cash | ~30% deals fall through | Very uncertain |
| Closing costs | We pay them | You pay ~1–3% | You pay them |
Commissions & fees
✓ Just Home Buying: $0 — none
Agent: ~6% + closing costs
FSBO: 3% buyer agent typical
Repairs required
✓ Just Home Buying: None — we buy as-is
Agent: Often required to list
FSBO: Buyer usually demands them
Showings & open houses
✓ Just Home Buying: One walkthrough
Agent: 20–40+ showings
FSBO: You host every one
Time to close
✓ Just Home Buying: As fast as 7 days
Agent: 60–90 days average
FSBO: 90+ days, if it closes
Certainty of sale
✓ Just Home Buying: Guaranteed cash
Agent: ~30% deals fall through
FSBO: Very uncertain
Closing costs
✓ Just Home Buying: We pay them
Agent: You pay ~1–3%
FSBO: You pay them
Real sellers
Memphis homeowners we've helped.
4.9 / 217 Google reviews
"I inherited my father's house in Whitehaven and didn't know where to start. They handled the probate paperwork and closed in two weeks. Truly stress-free."
S
Sarah J.
Whitehaven, TN · Inherited home
"Facing foreclosure was terrifying. Just Home Buying gave me a fair price and enough time to move comfortably. Saved my credit."
M
Marcus T.
Cordova, TN · Pre-foreclosure
"Sold my rental in East Memphis without evicting the tenants first. Professional, transparent, and closed on my timeline."
R
Robert L.
East Memphis, TN · Tired landlord
Answers
Common questions from Memphis sellers.
We've closed on Memphis homes within 5 business days of the foreclosure sale. The sooner you call, the more options you have.
You have more options than you think.
Free, private, no-obligation offer within 24 hours.
Serving Memphis · Bartlett · Cordova · Germantown · Collierville · Southaven